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Lease-to-own • No Perfect Credit Needed

Lease to own

Up to $3,000 in shopping power

Lease to own laptops, tablets & desktops

Laptops, tablets, desktops and monitors with low weekly payments and up to $3,000 in shopping power. Apply in minutes, take it home now and own it after your last payment. Every payment and the total cost are shown before you sign.

  • No credit needed to apply
  • Low weekly payments
  • Decision in minutes
  • Own it after your last payment
  • Every number up front
  • Free shipping on orders $150+
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250 products

TP-Link - TP- Link RE505X AX1500 Wi-Fi 6 Range Extender - White

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TP-Link - TP- Link RE505X AX1500 Wi-Fi 6 Range Extender - White

Regular price
Sale price$77.99 Regular price $79.99
Save $2.00

$79.99

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Dell - S2725QC 27" IPS LED 4K UHD 120Hz 8ms FreeSync Premium Monitor with HDR (HDMI, DisplayPort) - Ash White

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Dell - S2725QC 27" IPS LED 4K UHD 120Hz 8ms FreeSync Premium Monitor with HDR (HDMI, DisplayPort, USB) - Ash White

Regular price$480.99
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Brother - Work Smart 1360 Wireless All-in-One Refresh Subscription Eligible Inkjet Printer with Auto Duplex Printing (MFC-J1360DW) - Black

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Brother - Work Smart 1360 Wireless All-in-One Refresh Subscription Eligible Inkjet Printer with Auto Duplex Printing (MFC-J1360DW) - Black

Regular price$142.97
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Samsung - Galaxy Tab A11+ - 11" 256GB - Wi-Fi - Gray

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Samsung - Galaxy Tab A11+ - 11" 128GB - Wi-Fi - Gray

Regular price$389.99
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HP - OmniBook 3 - 14" 2K OLED Laptop - Snapdragon X (8-core) - 8GB Memory - 256GB SSD - Starlit Blue
Kobo - Clara BW-eReader-6" Glare-Free Touchscreen with ComfortLight PRO-Dark Mode Option-Waterproof-16GB - 2024 - Black

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Kobo - Clara BW-eReader-6" Glare-Free Touchscreen with ComfortLight PRO-Dark Mode Option-Waterproof-16GB - 2024 - Black

Regular price$207.99
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Mac mini Desktop Apple M6 chip with 16GB Memory and 256GB SSD - Silver

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Mac mini Desktop Apple M6 chip with 16GB Memory and 256GB SSD - Silver

Regular price$1,168.70
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GUNNAR - Borderlands Ripper Computer Glasses with Blue Light Reduction, Sun Lenses - Bandit Smoke

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GUNNAR - Borderlands Ripper Computer Glasses with Blue Light Reduction, Sun Lenses - Bandit Smoke

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Sale price$38.99 Regular price $73.99
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$73.99

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Epson - EcoTank ET-2800 Wireless All-in-One Supertank Inkjet Printer - White

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Epson - EcoTank ET-2800 Wireless All-in-One Supertank Inkjet Printer - White

Regular price$311.99
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ASUS - ZenScreen 16" FHD+ IPS Portable Monitor with Ergo Kickstand (Mini-HDMI, USB-C) - Black

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ASUS - ZenScreen 16" FHD+ IPS Portable Monitor with Ergo Kickstand (Mini-HDMI, USB-C) - Black

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Sale price$142.99 Regular price $169.99
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$169.99

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ARRIS - SURFboard DOCSIS 3.1 Cable Modem & Wi-Fi 6 Router Combo - Black

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ARRIS - SURFboard DOCSIS 3.1 Cable Modem & Wi-Fi 6 Router Combo - Black

Regular price$259.99
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Acer - EK220Q E3bi 21.5” IPS AMD FreeSync Monitor-100Hz Refresh Rate (HDMI Port 1.4 & VGA Port) - Black

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Acer - EK220Q E3bi 21.5” IPS AMD FreeSync Monitor-100Hz Refresh Rate (HDMI Port 1.4 & VGA Port) - Black

Regular price
Sale price$90.99 Regular price $159.99
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$159.99

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Canon - PIXMA TS7720 Wireless All-In-One Inkjet Printer - White

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Canon - PIXMA TS7720 Wireless All-In-One Inkjet Printer - White

Regular price
Sale price$128.70 Regular price $161.00
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$161.00

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HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i5 13420H 2023 - 8GB Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Mica Silver

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HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i5 13420H (2023) - 8GB RAM - NVIDIA GeForce RTX 3050 - 512GB SSD - Mica Silver

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Sale price$1,234.99 Regular price $1,474.99
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$1,474.99

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HP - OmniStudio 23.8" Full HD All-in-One - AMD Athlon Silver 10 - 8GB Memory - 256GB SSD - Jet Black

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HP - OmniStudio 23.8" Full HD All-in-One - AMD Athlon Silver 10 - 8GB Memory - 256GB SSD - Jet Black

Regular price
Sale price$558.99 Regular price $659.99
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$659.99

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NETGEAR - Nighthawk AC1900 Router with DOCSIS 3.0 Cable Modem - Black

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NETGEAR - Nighthawk AC1900 Router with DOCSIS 3.0 Cable Modem - Black

Regular price$250.89
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LG - 34" WQHD 100Hz 5ms Smart Monitor with HDR10 (HDMI, USB-A) - Black

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LG - 34" WQHD 100Hz 5ms Smart Monitor with HDR10 (HDMI, USB-A) - Black

Regular price$389.99
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Lenovo - Yoga 7a 2-in-1 16" 2K LCD Touchscreen Laptop - AMD Ryzen AI 5 430 2026 - 16GB Memory - 512GB SSD - Copilot+ PC - Seashell

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Lenovo - Yoga 7a 2-in-1 16" 2K LCD Touchscreen Laptop - AMD Ryzen AI 5 430 2026 - 16GB Memory - 512GB Storage - Copilot+ PC - Seashell

Regular price
Sale price$909.99 Regular price $1,249.99
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$1,249.99

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HP - DeskJet 4355 Wireless AI-Enabled All-in-One Inkjet Printer with 3 Months of Instant Ink - Black

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HP - DeskJet 4355 Wireless All-in-One Inkjet Printer, Scanner, Copier, AI-Enabled with 3 Months of Instant Ink - Black

Regular price
Sale price$90.99 Regular price $109.99
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$109.99

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Alienware - 15.3" 2K Gaming Laptop - Intel Core 7 Series 2 240H 2026 - 16GB Memory - NVIDIA GeForce RTX 4050 6GB - 512GB Storage - Black

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Alienware - 15.3" 2K Gaming Laptop - Intel Core 7 Series 2 240H 2026 - 16GB Memory - NVIDIA GeForce RTX 4050 6GB - 512GB Storage - Black

Regular price
Sale price$1,299.99 Regular price $1,599.99
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$1,599.99

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What a laptop or tablet costs to lease

A Windows laptop at $549.99 works out to 56 weekly payments of about $22.59, a total of $1,264.98 if you keep it to the end; pay it off within the first 110 days and the early-payoff price is $604.99. An iPad at $349.99 works out to 56 weekly payments of about $14.37, a total of $804.98 if you keep it to the end; pay it off within the first 110 days and the early-payoff price is $384.99. A gaming laptop at $1,299.99 works out to 78 weekly payments of about $40.00, a total of $3,119.98 if you keep it to the end; pay it off within the first 110 days and the early-payoff price is $1,429.99.

Items under $1,250 are paid over 56 weekly payments and items at $1,250 and up over 78. The weekly payment, the total of all payments and the early-payoff price are shown on every product page before you decide, so there is nothing to work out.

Up to $3,000 in shopping power

Up to $3,000 covers a high-end laptop with the monitor, keyboard and mouse to go with it, or a desktop and tablet together, in one lease.

Paying it off early

You can pay a lease off at any time. Within the first 110 days the early-payoff price is the item's price plus 10%, well below the total of all payments, and the exact amount is on the product page.

No credit needed to apply

Applying won't affect your FICO® Score*

Fast shipping or store pickup

Choose shipping to your door, or pick up eligible items at a store near you.

See the total first

Every product shows the payment and the full total you'll pay.

Shop now. Pay over time.

Enjoy your items now and pay weekly over time.

HOW IT WORKS

The Mint Path — four steps to owning it

No fine print, no games. Here is exactly what happens, in order.

  1. Apply in minutes

    A quick form and an answer in about 60 seconds. Applying doesn't affect your FICO® Score, though other credit scores may be affected.

  2. Shop your amount

    Browse online or at a partner store. The payment and the total you'll pay are shown on every item.

  3. Pay when it's delivered

    Shop now, pay later. Nothing is charged before your order arrives.

  4. Own it — early if you want

    Pay it off in 110 days at cash price plus 10%, with no penalty, or keep the flexible payments.

THE DIFFERENCE

The same lease, without the fine print

Here is what we do differently — and every line is in your agreement, not just on this page.

Improvemint Typical lease-to-own
Total you'll pay Shown on every product, before you apply Often only in the agreement at signing
110 Days early purchase Cash price plus 10%, any time in 110 days Term and fees vary, but noone is offering 110 days early purchase.
Add-ons You always know whats in your lease Hidden extras options often checked by default
When you're charged After it's delivered Sometimes charged before delivery
Your account We never sell it to a third party Accounts are commonly sold on
Support Alway-on ai chat + published hours Queues and long holds

Based on terms commonly found across the lease-to-own category. Compare any provider's agreement against ours before you sign.

Lease to own: questions people ask

How does lease to own laptops, tablets and desktops work?

Choose the laptops, tablets and desktops you want, and the product page shows the weekly payment, the total cost, and the early-payoff price before you apply. You pay weekly, and you own it when it is paid off — or pay it off early, any time, for the early-payoff price shown.

What is the weekly payment on laptops, tablets and desktops?

It depends on the laptops, tablets and desktops you choose. Every product page shows its own weekly payment, with the total cost and the early-payoff price next to it, so you can compare before you apply.

Do I need a credit score to lease to own laptops, tablets and desktops?

No credit score is required to lease to own laptops, tablets and desktops from Improvemint Financial. The weekly payment, total cost and early-payoff price are the same numbers shown on the product page before you apply.

Can I pay off laptops, tablets and desktops early?

Yes. Laptops, tablets and desktops can be paid off early at any time for the early-payoff price shown on the product page, and then they are yours.

How much can I lease to own at once?

Up to $3,000 in shopping power, which can cover more than one item in a single lease with one weekly payment. Items under $1,250 are paid over 56 weekly payments and items at $1,250 and up over 78. The weekly payment, the total of all payments and the early-payoff price are shown on every product page before you decide, so there is nothing to work out.

Low weekly payments. No credit needed.

Applying doesn't affect your FICO® Score, though other credit scores may be affected. No obligation to shop afterwards.

Learn more