Lease-to-own • No Perfect Credit Needed
Lease to own

Up to $3,000 in shopping power

Lease to own laptops, tablets & desktops

Laptops, tablets, desktops and monitors with low weekly payments and up to $3,000 in shopping power. Apply in minutes, take it home now and own it after your last payment. Every payment and the total cost are shown before you sign.

  • No credit needed to apply
  • Low weekly payments
  • Decision in minutes
  • Own it after your last payment
  • Every number up front
  • Free shipping on orders $150+
How lease to own works
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250 products

MSI - MAG 341CQP QD-OLED X28 34" UWQHD 280Hz 0.03ms G-SYNC FreeSync Premium Pro Curved Gaming Monitor TB500 (DP, HDMI, USB-C) - Metallic Black

From

MSI - MAG 341CQP QD-OLED X28 34" UWQHD 280Hz 0.03ms G-SYNC FreeSync Premium Pro Curved Gaming Monitor TB500 (DP, HDMI, USB-C) - Metallic Black

$948.99
Pickup in store
Brother - DCP-L2640DW Wireless Black-and-White Refresh Subscription Eligible 3-in-1 Laser Printer, Great for Small Offices - Gray

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Brother - DCP-L2640DW Wireless Black-and-White Refresh Subscription Eligible 3-in-1 Laser Printer, Great for Small Offices - Gray

$272.99
Pickup in store
Top Rated
Samsung - Galaxy Book4 Edge - Copilot+ PC - 15.6" LED Laptop - Snapdragon X- 16GB Memory- 512 GB Storage - Sapphire Blue

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Samsung - Galaxy Book4 Edge - Copilot+ PC - 15.6" LED Laptop - Snapdragon X- 16GB Memory- 512GB Storage - Sapphire Blue

$779.99 $999.99
Save $220.00

$999.99

Pickup in store
Top Rated
HP - Envy Photo 7275 Wireless AI-Enabled All-in-One Inkjet Printer w/ 3 Months Instant Ink - White

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HP - Envy Photo 7275 Wireless AI-Enabled All-in-One Inkjet Printer w/ 3 Months Instant Ink - White

$155.86 $219.89
Save $64.03

$219.89

Pickup in store
Top Rated
Apple - Geek Squad Certified Refurbished 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Blue

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Apple - Refurbished Good - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Blue

$994.49
Pickup in store
Refurbished Good
Apple - Geek Squad Certified Refurbished11-inch iPad Air M4 chip Wi-Fi 128GB - Space Gray

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Apple - Refurbished Good - 11-inch iPad Air M4 chip Wi-Fi 128GB - Space Gray

$778.70
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Refurbished Good
Apple - Certified Refurbished iPad (6th Generation) (2018) Wi-Fi - 128GB - Silver

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Apple - Refurbished Good - iPad 6 Wifi - 128GB - Silver

$155.99
Pickup in store
Refurbished Good
Apple - Certified Refurbished iPad Air (2nd Generation) (2014) Wi-Fi - 16GB - Silver

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Apple - Refurbished Good - iPad Air (2nd Generation) (2014) Wi-Fi - 16GB - Silver

$123.49
Pickup in store
Refurbished Good
Apple - Geek Squad Certified Refurbished 12.9-Inch iPad Pro (5th Generation) with Wi-Fi - 256GB - Space Gray

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Apple - Refurbished Good - 12.9-Inch iPad Pro (5th Generation) with Wi-Fi - 256GB - Space Gray

$831.99
Pickup in store
Refurbished Good
HP - Envy Photo 7975 Wireless AI-Enabled All-in-One Inkjet Printer w/ 3 Months of Instant Ink - White

From

HP - Envy Photo 7975 Wireless AI-Enabled All-in-One Inkjet Printer w/ 3 Months of Instant Ink - White

$207.86 $239.89
Save $32.03

$239.89

Pickup in store
Top Rated

What a laptop or tablet costs to lease

A Windows laptop at $549.99 works out to 56 weekly payments of about $22.59, a total of $1,264.98 if you keep it to the end; pay it off within the first 110 days and the early-payoff price is $604.99. An iPad at $349.99 works out to 56 weekly payments of about $14.37, a total of $804.98 if you keep it to the end; pay it off within the first 110 days and the early-payoff price is $384.99. A gaming laptop at $1,299.99 works out to 78 weekly payments of about $40.00, a total of $3,119.98 if you keep it to the end; pay it off within the first 110 days and the early-payoff price is $1,429.99.

Items under $1,250 are paid over 56 weekly payments and items at $1,250 and up over 78. The weekly payment, the total of all payments and the early-payoff price are shown on every product page before you decide, so there is nothing to work out.

Up to $3,000 in shopping power

Up to $3,000 covers a high-end laptop with the monitor, keyboard and mouse to go with it, or a desktop and tablet together, in one lease.

Paying it off early

You can pay a lease off at any time. Within the first 110 days the early-payoff price is the item's price plus 10%, well below the total of all payments, and the exact amount is on the product page.

No credit needed to apply

Applying won't affect your FICO® Score*

Fast shipping or store pickup

Choose shipping to your door, or pick up eligible items at a store near you.

See the total first

Every product shows the payment and the full total you'll pay.

Shop now. Pay over time.

Enjoy your items now and pay weekly over time.
HOW IT WORKS

The Mint Path — four steps to owning it

No fine print, no games. Here is exactly what happens, in order.

  1. Apply in minutes

    A quick form and an answer in about 60 seconds. Applying doesn't affect your FICO® Score, though other credit scores may be affected.

  2. Shop your amount

    Browse online or at a partner store. The payment and the total you'll pay are shown on every item.

  3. Pay when it's delivered

    Shop now, pay later. Nothing is charged before your order arrives.

  4. Own it — early if you want

    Pay it off in 110 days at cash price plus 10%, with no penalty, or keep the flexible payments.
Learn more
THE DIFFERENCE

The same lease, without the fine print

Here is what we do differently — and every line is in your agreement, not just on this page.

Improvemint Typical lease-to-own
Total you'll pay Shown on every product, before you apply Often only in the agreement at signing
110 Days early purchase Cash price plus 10%, any time in 110 days Term and fees vary, but noone is offering 110 days early purchase.
Add-ons You always know whats in your lease Hidden extras options often checked by default
When you're charged After it's delivered Sometimes charged before delivery
Your account We never sell it to a third party Accounts are commonly sold on
Support Alway-on ai chat + published hours Queues and long holds

Based on terms commonly found across the lease-to-own category. Compare any provider's agreement against ours before you sign.

Lease to own: questions people ask

How does lease to own laptops, tablets and desktops work?

Choose the laptops, tablets and desktops you want, and the product page shows the weekly payment, the total cost, and the early-payoff price before you apply. You pay weekly, and you own it when it is paid off — or pay it off early, any time, for the early-payoff price shown.

What is the weekly payment on laptops, tablets and desktops?

It depends on the laptops, tablets and desktops you choose. Every product page shows its own weekly payment, with the total cost and the early-payoff price next to it, so you can compare before you apply.

Do I need a credit score to lease to own laptops, tablets and desktops?

No credit score is required to lease to own laptops, tablets and desktops from Improvemint Financial. The weekly payment, total cost and early-payoff price are the same numbers shown on the product page before you apply.

Can I pay off laptops, tablets and desktops early?

Yes. Laptops, tablets and desktops can be paid off early at any time for the early-payoff price shown on the product page, and then they are yours.

How much can I lease to own at once?

Up to $3,000 in shopping power, which can cover more than one item in a single lease with one weekly payment. Items under $1,250 are paid over 56 weekly payments and items at $1,250 and up over 78. The weekly payment, the total of all payments and the early-payoff price are shown on every product page before you decide, so there is nothing to work out.

Low weekly payments. No credit needed.

Applying doesn't affect your FICO® Score, though other credit scores may be affected. No obligation to shop afterwards.

 Learn more