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Lease-to-own • No Perfect Credit Needed

About us

Lease to own, with every number up front.

Improvemint Financial helps people take home the furniture, mattresses, appliances and electronics they need now, pay in weekly payments, and own them, without needing a credit score.

A couple assembling a new bed frame together at home
Our mission

No one should have to put what their home needs on hold.

Today we work with online and in-store retailers across the country, so one approval goes further.

The total before you sign

Weekly payment, total cost and early-payoff price on every product.

Payments on payday

Weekly, every two weeks or monthly.

Pay it off early

Within 110 days, the item's price plus 10%.

People who help

Phone and email support in English and Spanish.

Shop with us

Online here, or at a partner retailer near you.

Find a retailer

Partner with us

Offer lease to own in your store.

Become a partner

Company

Company
Improvemint Financial (a dba of Own.lease, Inc.)
Address
1207 Delaware Ave, #190, Wilmington, DE 19806
Hours
Mon–Fri, 8am–5pm Central