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Lease-to-own • No Perfect Credit Needed

Lease to own

Up to $3,000 in shopping power

Lease to own laptops, tablets & desktops

Laptops, tablets, desktops and monitors with low weekly payments and up to $3,000 in shopping power. Apply in minutes, take it home now and own it after your last payment. Every payment and the total cost are shown before you sign.

  • No credit needed to apply
  • Low weekly payments
  • Decision in minutes
  • Own it after your last payment
  • Every number up front
  • Free shipping on orders $150+
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250 products

Amazon - Kindle Kids (16 GB) - 2024 - Ocean Explorer

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Amazon - Kindle Kids (16 GB) - 2024 - Ocean Explorer

Regular price$233.99
Sale price Regular price
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Samsung - Galaxy Tab A11+ Kids Edition 11" 128GB - Wi-Fi - Purple

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Samsung - Galaxy Tab A11+ Kids Edition 11" 128GB - Wi-Fi - Purple

Regular price$454.99
Sale price Regular price
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Ray-Ban Meta - Headliner (Gen 2) glasses with Meta AI, Audio, Photo, Video Compatibility - Polarized Graphite lenses - Matte Black

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Ray-Ban Meta - Headliner (Gen 2) glasses with Meta AI, Audio, Photo, Video Compatibility - Polarized Graphite lenses - Matte Black

Regular price$531.70
Sale price Regular price
More options from $492.70
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Amazon - Kindle Paperwhite (16 GB) - 2024 - Black

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Amazon - Kindle Paperwhite (16 GB) - 2024 - Black

Regular price$259.99
Sale price Regular price
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Dell - Desktop - AMD Ryzen 5 150 2025 - 16GB Memory - AMD Radeon 660M - 512GB Storage - Black

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Dell - DT1265 Desktop - AMD Ryzen 5 150 2025 - 16GB Memory - AMD Radeon 660M - 512GB Storage - Black

Regular price$1,273.99
Sale price Regular price
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Epson - EcoTank ET-2988 Wireless All-in-One Color Supertank Inkjet Printer (Refurbished) - White

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Epson - Refurbished Good - EcoTank ET-2988 Wireless All-in-One Color Supertank Inkjet Printer - White

Regular price$194.99
Sale price
Pickup not available
Refurbished Good
Insignia™ - 27" IPS FHD 144Hz Monitor with AMD FreeSync (HDMI, VGA) - Black

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Insignia™ - 27" Class IPS FHD 144Hz Monitor with AMD FreeSync (HDMI, VGA) - Black

Regular price$194.99
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GEEKOM - A8 Max Mini PC AMD Ryzen 7 8745HS 16GB DDR5 1TB SSD Storage Dual LAN, Radeon 780M Mini PC Windows 11 Pro/USB4/8K - Silver

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GEEKOM - A8 Max Mini PC AMD Ryzen 7 8745HS 16GB DDR5 1TB SSD Storage Dual LAN, Radeon 780M Mini PC Windows 11 Pro/USB4/8K - Silver

Regular price$1,039.99
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MSI - PRO MAX 271UPX12G 27" UHD 120Hz 0.03ms QD-OLED FreeSync Premium Pro True Black 400 Pro Monitor (DisplayPort, HDMI) - Matte Black

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MSI - 26.5" 120Hz QD-OLED UHD Monitor 0.03ms (GtG) FreeSync (AMD Adaptive Sync) Flat Panel PRO MAX 271UPX12G - Matte Black

Regular price$753.99
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Epson - Expression Premium XP-6100 Wireless All-In-One Inkjet Printer - Black

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Epson - Expression Premium XP-6100 Wireless All-In-One Inkjet Printer - Black

Regular price$259.99
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HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver

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HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One w/ Adjustable Height - Intel Core Ultra 7 '24 - 16GB Memory - 1TB SSD - Meteor Silver

Regular price$1,715.99
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Apple - Geek Squad Certified Refurbished MacBook Air - 13.3" Retina Display - Intel Core i5 - 8GB Memory - 128GB Flash Storage - Gold

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Apple - Refurbished Good - MacBook Air - 13.3" Retina Display - Intel Core i5 - 8GB Memory - 128GB Flash Storage - Gold

Regular price$766.99
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More options from $552.49
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Refurbished Good
HP - OfficeJet Pro 9125e Wireless AI-Enabled AiO Inkjet Printer w/ 3 Months of Instant Ink - White

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HP - OfficeJet Pro 9125e Wireless AI-Enabled AiO Inkjet Printer w/ 3 Months of Instant Ink - White

Regular price
Sale price$246.86 Regular price $309.89
Save $63.03

$309.89

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Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Silver

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Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Silver

Regular price$518.70
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More options from $648.70
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TP-Link - Archer BE5000 Dual-Band Wi-Fi 7 Router - Black

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TP-Link - Archer BE5000 Dual-Band Wi-Fi 7 Router - Black

Regular price$155.99
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Oakley Meta - HSTN glasses - with Meta AI, Audio, Photo, Video Compatibility - to Grey Transitions Lenses - Clear

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Oakley Meta - HSTN glasses - with Meta AI, Audio, Photo, Video Compatibility - to Grey Transitions Lenses - Clear

Regular price$622.70
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More options from $518.70
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MSI - PRO MP242 E14C 24" IPS LCD FHD 144Hz 1ms FreeSync Buesiness Monitor HDR ready with Built-in Speakers (USB-C ,HDMI) - Black

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MSI - PRO MP242 E14C 24" IPS LCD FHD 144Hz 1ms FreeSync Buesiness Monitor HDR ready with Built-in Speakers (USB-C ,HDMI) - Black

Regular price$129.99
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HP - LaserJet Pro 4301fdw Wireless AI-Enabled Color All-in-One Laser Printer - White/Blue

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HP - LaserJet Pro 4301fdw Wireless AI-Enabled Color All-in-One Laser Printer - White/Blue

Regular price
Sale price$856.70 Regular price $859.00
Save $2.30

$859.00

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Apple - Geek Squad Certified Refurbished iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Purple

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Apple - Refurbished Good - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Purple

Regular price$493.99
Sale price
More options from $565.49
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Refurbished Good
Canon - IVY 2 Mini Photo Printer - Blush Pink

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Canon - IVY 2 Mini Photo Printer - Blush Pink

Regular price$129.99
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What a laptop or tablet costs to lease

A Windows laptop at $549.99 works out to 56 weekly payments of about $22.59, a total of $1,264.98 if you keep it to the end; pay it off within the first 110 days and the early-payoff price is $604.99. An iPad at $349.99 works out to 56 weekly payments of about $14.37, a total of $804.98 if you keep it to the end; pay it off within the first 110 days and the early-payoff price is $384.99. A gaming laptop at $1,299.99 works out to 78 weekly payments of about $40.00, a total of $3,119.98 if you keep it to the end; pay it off within the first 110 days and the early-payoff price is $1,429.99.

Items under $1,250 are paid over 56 weekly payments and items at $1,250 and up over 78. The weekly payment, the total of all payments and the early-payoff price are shown on every product page before you decide, so there is nothing to work out.

Up to $3,000 in shopping power

Up to $3,000 covers a high-end laptop with the monitor, keyboard and mouse to go with it, or a desktop and tablet together, in one lease.

Paying it off early

You can pay a lease off at any time. Within the first 110 days the early-payoff price is the item's price plus 10%, well below the total of all payments, and the exact amount is on the product page.

No credit needed to apply

Applying won't affect your FICO® Score*

Fast shipping or store pickup

Choose shipping to your door, or pick up eligible items at a store near you.

See the total first

Every product shows the payment and the full total you'll pay.

Shop now. Pay over time.

Enjoy your items now and pay weekly over time.

HOW IT WORKS

The Mint Path — four steps to owning it

No fine print, no games. Here is exactly what happens, in order.

  1. Apply in minutes

    A quick form and an answer in about 60 seconds. Applying doesn't affect your FICO® Score, though other credit scores may be affected.

  2. Shop your amount

    Browse online or at a partner store. The payment and the total you'll pay are shown on every item.

  3. Pay when it's delivered

    Shop now, pay later. Nothing is charged before your order arrives.

  4. Own it — early if you want

    Pay it off in 110 days at cash price plus 10%, with no penalty, or keep the flexible payments.

THE DIFFERENCE

The same lease, without the fine print

Here is what we do differently — and every line is in your agreement, not just on this page.

Improvemint Typical lease-to-own
Total you'll pay Shown on every product, before you apply Often only in the agreement at signing
110 Days early purchase Cash price plus 10%, any time in 110 days Term and fees vary, but noone is offering 110 days early purchase.
Add-ons You always know whats in your lease Hidden extras options often checked by default
When you're charged After it's delivered Sometimes charged before delivery
Your account We never sell it to a third party Accounts are commonly sold on
Support Alway-on ai chat + published hours Queues and long holds

Based on terms commonly found across the lease-to-own category. Compare any provider's agreement against ours before you sign.

Lease to own: questions people ask

How does lease to own laptops, tablets and desktops work?

Choose the laptops, tablets and desktops you want, and the product page shows the weekly payment, the total cost, and the early-payoff price before you apply. You pay weekly, and you own it when it is paid off — or pay it off early, any time, for the early-payoff price shown.

What is the weekly payment on laptops, tablets and desktops?

It depends on the laptops, tablets and desktops you choose. Every product page shows its own weekly payment, with the total cost and the early-payoff price next to it, so you can compare before you apply.

Do I need a credit score to lease to own laptops, tablets and desktops?

No credit score is required to lease to own laptops, tablets and desktops from Improvemint Financial. The weekly payment, total cost and early-payoff price are the same numbers shown on the product page before you apply.

Can I pay off laptops, tablets and desktops early?

Yes. Laptops, tablets and desktops can be paid off early at any time for the early-payoff price shown on the product page, and then they are yours.

How much can I lease to own at once?

Up to $3,000 in shopping power, which can cover more than one item in a single lease with one weekly payment. Items under $1,250 are paid over 56 weekly payments and items at $1,250 and up over 78. The weekly payment, the total of all payments and the early-payoff price are shown on every product page before you decide, so there is nothing to work out.

Low weekly payments. No credit needed.

Applying doesn't affect your FICO® Score, though other credit scores may be affected. No obligation to shop afterwards.

Learn more