How does lease to own laptops work?

Choose the laptops you want, and the product page shows the weekly payment, the total cost, and the early-payoff price before you apply. You pay weekly, and you own it when it is paid off — or pay it off early, any time, for the early-payoff price shown.

What is the weekly payment on laptops?

It depends on the laptops you choose. Every product page shows its own weekly payment, with the total cost and the early-payoff price next to it, so you can compare before you apply.

Do I need a credit score to lease to own laptops?

No credit score is required to lease to own laptops from Improvemint Financial. The weekly payment, total cost and early-payoff price are the same numbers shown on the product page before you apply.

Can I pay off laptops early?

Yes. Laptops can be paid off early at any time for the early-payoff price shown on the product page, and then they are yours.

Lease-to-own • No Perfect Credit Needed

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Apple - MacBook Pro 14-inch Laptop - M5 Pro chip with 18-core CPU and 20-core GPU - 24GB Memory - 2TB SSD - Space Black

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Apple - MacBook Pro 14-inch Laptop - M5 Pro chip with 18-core CPU and 20-core GPU - 24GB Memory - 2TB SSD - Space Black

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HP - OmniBook Ultra 16" 3K OLED Touchscreen Laptop - NVIDIA RTX Spark N1X 20-Core (2026) - 32GB Memory - 1TB SSD -Copilot+ PC - Eclipse Gray

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HP - OmniBook Ultra 16" 3K OLED Touchscreen Laptop - NVIDIA RTX Spark N1X 20-Core (2026) - 32GB Memory - 1TB SSD -Copilot+ PC - Eclipse Gray

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ASUS - ROG Zephyrus G14 14" OLED 3K 120Hz Gaming Laptop - Intel Core Ultra 9 386H 2026 - 16GB RAM - RTX 5070 Ti - 1TB SSD - Platinum White

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ASUS - ROG Zephyrus G14 14" OLED 3K Gaming Laptop- Intel Core Ultra 9 386H 2026- 16GB Memory - GeForce RTX 5070Ti - 1TB Storage - Platinum White

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ASUS - ROG Strix 18 18" 2.5K 300Hz Gaming Laptop - Intel Core Ultra 9 HX Plus - 32GB RAM - NVIDIA GeForce RTX 5070Ti - 1TB SSD - Eclipse Gray

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ASUS - ROG Strix 18 18" 2.5K 300Hz Gaming Laptop - Intel Core Ultra 9 HX Plus - 32GB RAM - NVIDIA GeForce RTX 5070Ti - 1TB SSD - Eclipse Gray

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Microsoft - Surface Laptop Ultra - 15" 3K Touchscreen - NVIDIA RTX Spark N1X 20- Core (2026) - 32GB Memory - 1TB Storage - Nightfall

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Microsoft - Surface Laptop Ultra - 15" 3K Touchscreen - NVIDIA RTX Spark N1X 20- Core (2026) - 32GB Memory - 1TB Storage - Nightfall

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Microsoft - Surface Laptop Ultra - 15" 3K Touchscreen - NVIDIA RTX Spark N1X 20- Core (2026) - 32GB Memory - 1TB Storage - Platinum

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LG - gram Pro 16" 120Hz 3K OLED Laptop Intel Core Ultra X7 Processor 358H with 32GB RAM - 1TB SSD - Copilot + PC - Aerominum Black

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LG - gram Pro 16" 120Hz 3K OLED Laptop Intel Core Ultra X7 Processor 358H with 32GB RAM - 1TB SSD - Copilot + PC - Aerominum Black

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Alienware - Area-51 18" 2.5K Gaming Laptop Intel Core Ultra 9 Series 2 275HX 2025 32GB Memory NVIDIA GeForce RTX 5070Ti 2TB Storage - Liquid Teal

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Apple - Geek Squad Certified Refurbished MacBook Pro 16" Laptop - M3 Max chip - 36GB Memory - 30-core GPU - 1TB SSD - Silver

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Apple - Refurbished Good - MacBook Pro 16" Laptop - M3 Max chip - 36GB Memory - 30-core GPU - 1TB SSD - Silver

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Apple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Silver

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Apple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Silver

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ASUS - ProArt P16 16" 4K OLED Touchscreen Laptop - NVIDIA RTX Spark N1X (2026) - 32GB Memory - 1TB Storage - Copilot+ PC - Nano Black

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ASUS - ProArt P16 16" 4K OLED Touchscreen Laptop - NVIDIA RTX Spark N1X (2026) - 32GB Memory - 1TB Storage - Copilot+ PC - Nano Black

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Apple - Geek Squad Certified Refurbished MacBook Pro 16" Laptop - M3 Max chip - 48GB Memory - 40-core GPU - 1TB SSD - Silver

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Lenovo - Legion 7a 15.3" 3K Gaming Laptop - AMD Ryzen AI Max+ 392 - Radeon 8060S Graphics - 64GB Memory - 1TB SSD - Nebula

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Lenovo - Legion 7a 15.3" 3K OLED Gaming Laptop - AMD Ryzen AI Max+ 392 2026 - Radeon 8060S Graphics - 64GB Memory - 1TB Storage - Nebula

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Apple - MacBook Pro 16-inch Laptop - M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Space Black

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Apple - MacBook Pro 16-inch Laptop - M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Space Black

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Apple - Refurbished MacBook Pro 16-inch Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Silver

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Apple - Refurbished Good - MacBook Pro 16-inch Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Silver

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Dell - Pro Rugged 14 RB14250 14" Touchscreen Laptop Intel Core Ultra 5 135U 16GB 512GB SSD - Black

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Dell - Pro Rugged 14 RB14250 14" Touchscreen Laptop Intel Core Ultra 5 135U 16GB 512GB SSD - Black

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Apple - MacBook Pro 16-inch Laptop - M5 Pro chip with 18-core CPU and 20-core GPU - 48GB Memory - 1TB SSD - Space Black

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Apple - MacBook Pro 16-inch Laptop - M5 Pro chip with 18-core CPU and 20-core GPU - 48GB Memory - 1TB SSD - Space Black

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Microsoft - Geek Squad Certified Refurbished Surface Laptop Studio 2 - 14.4" Touch-Screen - Intel Core i7 with 32GB Memory - Platinum

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Microsoft - Refurbished Good - Surface Laptop Studio 2 - 14.4" Touch-Screen - Intel Core i7 with 32GB Memory - Platinum

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Microsoft - Geek Squad Refurbished Good - Surface Laptop Studio 2 - 14.4" Touchscreen - Intel Core i7-13700H - 64GB Memory - Platinum

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Microsoft - Refurbished Good - Surface Laptop Studio 2 - 14.4" Touchscreen - Intel Core i7-13700H - 64GB Memory - Platinum

Regular price$4,809.99

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Microsoft - Surface Laptop Ultra - 15" 3K Touchscreen - NVIDIA RTX Spark N1X 20- Core (2026) - 32GB Memory - 1TB Storage - Nightfall

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Collection: Laptops

Laptops for school, work and gaming, including MacBooks, Chromebooks, 2-in-1 laptops and gaming laptops.

Lease to own a laptop with weekly payments, get it now, and own it when it is paid off. See the weekly payment, total cost, and early-payoff price up front, before you apply. No credit score required.

Lease to own laptops from Improvemint Financial with weekly payments. Pay it off early any time, and own it. How lease to own works.

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Pay over time

Break the cost into small weekly payments.

Get what you love now. No credit needed.

— weekly payments of^* —

Cash price —

Total of all payments —

★ Own it early

Pay — any time within 110 days and it's yours — no more payments, no penalty. That's the cash price — plus 10% (tax or shipping not included).

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Take it home today.
Pay over time.
No credit needed to apply.

*Estimated weekly payment for the item and options shown, before tax and shipping. It is a lease-to-own agreement and you can pay it off early at any time. Your own payment depends on the terms you qualify for, which is why the figure reads "as low as".

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