How does lease to own laptops work?

Choose the laptops you want, and the product page shows the weekly payment, the total cost, and the early-payoff price before you apply. You pay weekly, and you own it when it is paid off — or pay it off early, any time, for the early-payoff price shown.

What is the weekly payment on laptops?

It depends on the laptops you choose. Every product page shows its own weekly payment, with the total cost and the early-payoff price next to it, so you can compare before you apply.

Do I need a credit score to lease to own laptops?

No credit score is required to lease to own laptops from Improvemint Financial. The weekly payment, total cost and early-payoff price are the same numbers shown on the product page before you apply.

Can I pay off laptops early?

Yes. Laptops can be paid off early at any time for the early-payoff price shown on the product page, and then they are yours.

Lease-to-own • No Perfect Credit Needed

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Geek Squad Certified Refurbished MacBook Pro 13.3" Laptop - Apple M1 chip - 8GB Memory - 256GB SSD - Space Gray

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Refurbished Good - MacBook Pro 13.3" Laptop - Apple M1 chip - 8GB Memory - 256GB SSD - Space Gray

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Apple - Geek Squad Certified Refurbished MacBook Air 13.3" Laptop- Intel Core i5 - 16GB Memory - 512GB Solid State Drive - Space Gray

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Apple - Refurbished Good - MacBook Air 13.3" Laptop- Intel Core i5 - 16GB Memory - 512GB Solid State Drive - Space Gray

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Apple - Geek Squad Certified Refurbished MacBook Pro - 13" Display with Touch Bar - Intel Core i5 - 8GB Memory - 256GB SSD - Silver

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Apple - MacBook Pro 13.3" Certified Refurbished - Intel Core i5 2.0GHz - Touch Bar/ID - 16GB Memory - 1TB SSD (2020) - Space Gray

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Apple - MacBook Air 13.3" Certified Refurbished - Intel Core i3 Touch ID - 8GB Memory - 256GB SSD (2020) - Space Gray

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Apple - Refurbished Good - MacBook Pro 13" (2020) 2560x1600 - Intel 8th Gen Core i5 with 8GB Ram - Intel IrisPlus 645 - 256GB SSD - Space Gray

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Apple - Refurbished Good - MacBook Pro 13" (2020) 2560x1600 - Intel 8th Gen Core i5 with 8GB Ram - Intel IrisPlus 645 - 256GB SSD - Space Gray

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ASUS - Zenbook 14 14" OLED Laptop - Snapdragon X (2026) - 8GB Memory - 256GB Storage - Komodo Coral

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Acer - Aspire 3 Thin & Light Laptop - 15.6" Full HD IPS Touch Display - AMD Ryzen 5 7520U - 8GB LPDDR5 - 512GB SSD - Wi-Fi 6 - Steam Blue

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HP - OmniBook X Flip 2-in-1 - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 (2026) - 24GB Memory - 1TB SSD - Copilot+ - Deep Espresso

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HP - OmniBook X Flip 2-in-1 - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 (2026) - 24GB Memory - 1TB SSD - Copilot+ - Deep Espresso

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HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 5 430 (2026) - 16GB Memory - 512GB SSD - Copilot+ - Meteor Silver

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HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 5 430 (2026) - 16GB Memory - 512GB SSD - Copilot+ - Meteor Silver

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HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 (2026) - 16GB Memory - 1TB SSD - Copilot+ - Meteor Silver

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HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 (2026) - 16GB Memory - 1TB SSD - Copilot+ - Meteor Silver

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Sale price$1,559.99 Regular price ~~$1,579.99~~

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HP - OmniBook X Flip 2-in-1 - 14" 2K OLED Touchscreen Laptop - Intel Core Ultra 5 (2026) - 16GB Memory - 512GB SSD - Copilot+ - Meteor Silver

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HP - OmniBook X Flip 2-in-1 - 14" 2K OLED Touchscreen Laptop - Intel Core Ultra 5 (2026) - 16GB Memory - 512GB SSD - Copilot+ - Meteor Silver

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Sale price$1,169.99 Regular price ~~$1,349.99~~

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HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 9 465 (2026) - 32GB Memory - 512GB SSD - Copilot+ - Meteor Silver

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HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 9 465 (2026) - 32GB Memory - 512GB SSD - Copilot+ - Meteor Silver

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ASUS - Vivobook S16 16" WUXGA OLED Laptop - Intel Core Ultra 9 386H CPU - 32GB RAM - 1TB SSD - Matte Gray

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ASUS - Vivobook S16 16" WUXGA OLED Laptop - Intel Core Ultra 9 386H CPU - 32GB RAM - 1TB SSD - Matte Gray

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HP - OmniBook X Flip 2-in-1 - 16" 3K OLED Touchscreen Laptop - Intel Core Ultra 9 (2026) - 32GB Memory - 1TB SSD - Copilot+ - Eclipse Gray

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HP - OmniBook X Flip 2-in-1 - 16" 3K OLED Touchscreen Laptop - Intel Core Ultra 9 (2026) - 32GB Memory - 1TB SSD - Copilot+ - Eclipse Gray

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HP - OmniBook X Flip 2-in-1 14" 2K Touchscreen Laptop - Intel Core Ultra 7 (2026) - 24GB Memory - 512GB SSD - Atmospheric Blue

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HP - OmniBook X Flip 2-in-1 - 14" 2K OLED Touchscreen Laptop - Intel Core Ultra 7 (2026) - 16GB Memory - 1TB SSD - Copilot+ - Meteor Silver

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HP - OmniBook X Flip 2-in-1 - 14" 2K OLED Touchscreen Laptop - Intel Core Ultra 7 (2026) - 16GB Memory - 1TB SSD - Copilot+ - Meteor Silver

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LG - gram Max 17" 2.5K Touch-Screen Laptop - Intel Core Ultra 7 Processor 355 - 32GB RAM - 1TB SSD - Copilot + PC - Matte Bronze

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LG - gram Max 17" 2.5K Touch-Screen Laptop - Intel Core Ultra 7 Processor 355 - 32GB RAM - 1TB SSD - Copilot + PC - Matte Bronze

Regular price$2,989.99

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ASUS - Vivobook S14 14" OLED Laptop - Intel Core Ultra 7 355 CPU - 32GB RAM - 1TB SSD - Copilot+ PC - Matte Gray

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ASUS - Vivobook S14 14" OLED Laptop - Intel Core Ultra 7 355 CPU - 32GB RAM - 1TB SSD - Copilot+ PC - Matte Gray

Regular price$1,830.39

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ASUS - Zenbook A16 16" 3K OLED Laptop - Copilot+ PC - Snapdragon X2 Elite Extreme with 48GB RAM - 1TB SSD - Zabriskie Beige

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ASUS - Zenbook A16 16" 3K OLED Laptop - Copilot+ PC - Snapdragon X2 Elite Extreme with 48GB RAM - 1TB SSD - Zabriskie Beige

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Collection: Laptops

Laptops for school, work and gaming, including MacBooks, Chromebooks, 2-in-1 laptops and gaming laptops.

Lease to own a laptop with weekly payments, get it now, and own it when it is paid off. See the weekly payment, total cost, and early-payoff price up front, before you apply. No credit score required.

Lease to own laptops from Improvemint Financial with weekly payments. Pay it off early any time, and own it. How lease to own works.

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Improvemint Financial may obtain information from consumer reporting agencies and identity verification providers to evaluate applications. A traditional credit history is not required, and not all applicants are approved. *Applying does not impact your FICO® Score, though other credit scores may be affected.

Improvemint Financial provides lease-purchase (lease-to-own) services, not traditional loans or credit. Payment estimates are examples only, and actual lease terms are provided before an agreement is signed.

Acquiring ownership through all scheduled lease payments costs more than the merchandise’s cash price. Products and promotional offers may vary by participating retailer.

¹ Payment shown is a lease-to-own estimate based on the longest available term, which costs more overall than a shorter one. Your actual payments and total cost depend on approval, and you own the item only once every required payment is made. You can pay weekly, every two weeks or monthly, and you can buy it out early. Not everyone who applies is approved; your lease agreement sets the final terms.

^* Free shipping on orders of $150 or more. Appliance home delivery and freight (large-item) delivery do not qualify for free shipping.

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Pay over time

Break the cost into small weekly payments.

Get what you love now. No credit needed.

— weekly payments of^* —

Cash price —

Total of all payments —

★ Own it early

Pay — any time within 110 days and it's yours — no more payments, no penalty. That's the cash price — plus 10% (tax or shipping not included).

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Take it home today.
Pay over time.
No credit needed to apply.

*Estimated weekly payment for the item and options shown, before tax and shipping. It is a lease-to-own agreement and you can pay it off early at any time. Your own payment depends on the terms you qualify for, which is why the figure reads "as low as".

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