How does lease to own laptops work?

Choose the laptops you want, and the product page shows the weekly payment, the total cost, and the early-payoff price before you apply. You pay weekly, and you own it when it is paid off — or pay it off early, any time, for the early-payoff price shown.

What is the weekly payment on laptops?

It depends on the laptops you choose. Every product page shows its own weekly payment, with the total cost and the early-payoff price next to it, so you can compare before you apply.

Do I need a credit score to lease to own laptops?

No credit score is required to lease to own laptops from Improvemint Financial. The weekly payment, total cost and early-payoff price are the same numbers shown on the product page before you apply.

Can I pay off laptops early?

Yes. Laptops can be paid off early at any time for the early-payoff price shown on the product page, and then they are yours.

Lease-to-own • No Perfect Credit Needed

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Chromebooks 30

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Apple - MacBook Pro 16-inch Laptop - M5 Pro chip with 18-core CPU and 20-core GPU - 48GB Memory - 1TB SSD - Space Black

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Apple - MacBook Pro 16-inch Laptop - M5 Pro chip with 18-core CPU and 20-core GPU - 48GB Memory - 1TB SSD - Space Black

Regular price$4,678.70

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Microsoft - Geek Squad Certified Refurbished Surface Laptop Studio 2 - 14.4" Touch-Screen - Intel Core i7 with 32GB Memory - Platinum

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Microsoft - Refurbished Good - Surface Laptop Studio 2 - 14.4" Touch-Screen - Intel Core i7 with 32GB Memory - Platinum

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Microsoft - Geek Squad Refurbished Good - Surface Laptop Studio 2 - 14.4" Touchscreen - Intel Core i7-13700H - 64GB Memory - Platinum

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Microsoft - Refurbished Good - Surface Laptop Studio 2 - 14.4" Touchscreen - Intel Core i7-13700H - 64GB Memory - Platinum

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Microsoft - Surface Laptop Ultra - 15" 3K Touchscreen - NVIDIA RTX Spark N1X 20- Core (2026) - 32GB Memory - 1TB Storage - Nightfall

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Microsoft - Surface Laptop Ultra - 15" 3K Touchscreen - NVIDIA RTX Spark N1X 20- Core (2026) - 32GB Memory - 1TB Storage - Nightfall

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Samsung - Galaxy Book6 Ultra 16" Laptop - Intel Core Ultra 7 356H - NVIDIA GeForce RTX 5060 with 32GB Memory - 1TB SSD - Gray

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Samsung - Galaxy Book6 Ultra 16" Laptop - Intel Core Ultra 7 356H - NVIDIA GeForce RTX 5060 with 32GB Memory - 1TB SSD - Gray

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ASUS - ROG Zephyrus G16 (2026) 16" OLED 3K 240Hz Gaming Laptop - Intel Core Ultra 9 386H - RTX 5070 Ti - 32GB RAM - 1TB SSD - Platinum White

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ASUS - ROG Zephyrus G16 (2026) 16" OLED 3K 240Hz Gaming Laptop - Intel Core Ultra 9 386H - RTX 5070 Ti - 32GB RAM - 1TB SSD - Platinum White

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Lenovo - Yoga 9n 2-in-1 16" 3K OLED Touchscreen Laptop - NVIDIA RTX Spark N1X (2026) - 64GB Memory - 1TB Storage - Copilot+ PC - Cosmic Blue

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Lenovo - Yoga 9n 2-in-1 16" 3K OLED Touchscreen Laptop - NVIDIA RTX Spark N1X (2026) - 64GB Memory - 1TB Storage - Copilot+ PC - Cosmic Blue

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Dell - XPS - 16" 3.2K OLED Touchscreen Laptop - NVIDIA RTX Spark N1X (2026) - 32GB Memory - 512GB Storage - Graphite

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Dell - XPS - 16" 3.2K OLED Touchscreen Laptop - NVIDIA RTX Spark N1X (2026) - 32GB Memory - 512GB Storage - Graphite

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Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 48GB Memory - 2TB SSD - Space Black

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Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 48GB Memory - 2TB SSD - Space Black

Regular price$5,068.70

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Microsoft - Surface Laptop Ultra - 15" 3K Touchscreen - NVIDIA RTX Spark N1X 20-Core (2026) - 48GB Memory - 1TB Storage - Nightfall

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Microsoft - Surface Laptop Ultra - 15" 3K Touchscreen - NVIDIA RTX Spark N1X 20-Core (2026) - 48GB Memory - 1TB Storage - Nightfall

Regular price$5,199.99

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ASUS - ProArt P16 16" 4K Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 64GB Memory - RTX 5070 - 2TB SSD - Nano Black

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ASUS - ProArt P16 16" 4K Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 64GB Memory - RTX 5070 - 2TB SSD - Nano Black

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HyperX - OMEN MAX 16" 240Hz 2.5K OLED Gaming Laptop - AMD Ryzen AI 9 HX 475 (2026) - 32GB RAM - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black

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HyperX - HP OMEN MAX 16" 240Hz 2.5K OLED Gaming Laptop - AMD Ryzen AI 9 HX (2026) - 32GB RAM - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black

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Apple - MacBook Pro 14-inch Laptop - M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Silver

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Apple - MacBook Pro 14-inch Laptop - M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Silver

Regular price$5,328.70

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Apple - MacBook Pro 14-inch Laptop - M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Space Black

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Apple - MacBook Pro 14-inch Laptop - M5 Max chip with 18-core CPU and 32-core GPU - 36GB Memory - 2TB SSD - Space Black

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ASUS - ROG Strix SCAR 18 18" 4K 240Hz Gaming Laptop - Intel Core Ultra 9 HX Plus - 32GB RAM - NVIDIA GeForce RTX 5080 - 1TB SSD - Off Black

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ASUS - ROG Strix SCAR 18 18" 4K 240Hz Gaming Laptop - Intel Core Ultra 9 HX Plus - 32GB RAM - NVIDIA GeForce RTX 5080 - 1TB SSD - Off Black

Regular price$5,407.99

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ASUS - ROG Zephyrus G16 16" OLED 3K 240Hz Gaming Laptop - Intel Core Ultra 9 386H 2026 - 32GB RAM - RTX 5080 - 1TB SSD - Eclipse Gray

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ASUS - ROG Zephyrus G16 16" OLED 3K Gaming Laptop- Intel Core Ultra 9 386H 2026- 32GB Memory - GeForce RTX 5080 - 1TB Storage - Eclipse Gray

Regular price$5,719.99

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Apple - MacBook Pro 16-inch Laptop - M5 Max chip with 18-core CPU and 40-core GPU - 48GB Memory - 2TB SSD - Space Black

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Apple - MacBook Pro 16-inch Laptop - M5 Max chip with 18-core CPU and 40-core GPU - 48GB Memory - 2TB SSD - Space Black

Regular price$5,848.70

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ASUS - ROG Zephyrus Duo Dual 16" OLED 120Hz Touch Gaming Laptop - Intel Core Ultra 9 - NVIDIA RTX 5070 Ti - 32GB RAM - 1TB SSD - Stellar Grey

Regular price$5,849.99

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Acer - Predator Helios AI Gaming Laptop 18" Mini LED 4k- Intel Ultra 9 290HX Plus 2026–RTX 5090-32GB Memory- 1TB Storage - Abyssal Black

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Acer - Predator Helios AI Gaming Laptop 18" Mini LED 4k- Intel Ultra 9 290HX Plus 2026–RTX 5090-32GB Memory- 1TB Storage - Abyssal Black

Regular price$5,849.99

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ASUS - ROG Zephyrus G16 (2026) 16" OLED 3K 240Hz Gaming Laptop - Intel Core Ultra 9 386H - RTX 5080 - 64GB RAM - 1TB SSD - Platinum White

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ASUS - ROG Zephyrus G16 (2026) 16" OLED 3K 240Hz Gaming Laptop - Intel Core Ultra 9 386H - RTX 5080 - 64GB RAM - 1TB SSD - Platinum White

Regular price$6,239.99

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Collection: Laptops

Laptops for school, work and gaming, including MacBooks, Chromebooks, 2-in-1 laptops and gaming laptops.

Lease to own a laptop with weekly payments, get it now, and own it when it is paid off. See the weekly payment, total cost, and early-payoff price up front, before you apply. No credit score required.

Lease to own laptops from Improvemint Financial with weekly payments. Pay it off early any time, and own it. How lease to own works.

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Pay over time

Break the cost into small weekly payments.

Get what you love now. No credit needed.

— weekly payments of^* —

Cash price —

Total of all payments —

★ Own it early

Pay — any time within 110 days and it's yours — no more payments, no penalty. That's the cash price — plus 10% (tax or shipping not included).

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Take it home today.
Pay over time.
No credit needed to apply.

*Estimated weekly payment for the item and options shown, before tax and shipping. It is a lease-to-own agreement and you can pay it off early at any time. Your own payment depends on the terms you qualify for, which is why the figure reads "as low as".

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