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Lease-to-own • No Perfect Credit Needed

Lease to own

Up to $3,000 in shopping power

Lease to own TVs & home audio

TVs, soundbars, speakers and projectors with low weekly payments and up to $3,000 in shopping power. Apply in minutes, take it home now and own it after your last payment. Every payment and the total cost are shown before you sign.

  • No credit needed to apply
  • Low weekly payments
  • Decision in minutes
  • Own it after your last payment
  • Every number up front
  • Free shipping on orders $150+
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250 products

LG - 2.1-Channel S35A Soundbar with Wireless Subwoofer, Dolby Audio and WOW Orchestra - Black

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LG - 2.1-Channel S35A Soundbar with Wireless Subwoofer, Dolby Audio and WOW Orchestra - Black

Regular price
Sale price$194.99 Regular price $219.99
Save $25.00

$219.99

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Samsung - Q-Series Soundbar HW-Q990F 11.1.4 ch w/ Subwoofer and Rear Speaker - Graphite Black

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Samsung - Q-Series Soundbar HW-Q990F 11.1.4 ch w/ Subwoofer and Rear Speaker - Graphite Black

Regular price
Sale price$1,299.99 Regular price $1,999.99
Save $700.00

$1,999.99

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Sonos - Arc Ultra 9.1.4 Channel Smart Soundbar with Dolby Atmos - White

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Sonos - Arc Ultra 9.1.4 Channel Smart Soundbar with Dolby Atmos - White

Regular price$1,428.70
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Insignia™ - 65" Class F50 Series LED 4K UHD Smart Fire TV

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Insignia™ - 65" Class F50 Series LED 4K UHD Smart Fire TV

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Sale price$519.99 Regular price $599.99
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$599.99

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JBL - Cinema Soundbar 570 3.1-channel soundbar - Black

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JBL - Cinema Soundbar 570 3.1-channel soundbar - Black

Regular price$259.94
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Sony - HTS100F 2.0 Channel Soundbar with Bass Reflex Speaker - Black

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Sony - HTS100F 2.0 Channel Soundbar with Bass Reflex Speaker - Black

Regular price$129.99
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Sony - ULT TOWER 9 Wireless Party Speaker SRSULT900 - Black

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Sony - ULT TOWER 9 Wireless Party Speaker SRSULT900 - Black

Regular price$1,037.40
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Insignia™ - 50" Class F50 Series LED 4K UHD Smart Fire TV

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Insignia™ - 50" Class F50 Series LED 4K UHD Smart Fire TV

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Sale price$233.99 Regular price $299.99
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$299.99

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Samsung - B-series HW-B650F 3.1 Ch DTS Virtual:X Soundbar - Black

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Samsung - B-series HW-B650F 3.1 Ch DTS Virtual:X Soundbar - Black

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Sale price$259.99 Regular price $349.99
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$349.99

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LG - 5.1-Channel S60TR Home Theater Soundbar with Wireless Subwoofer and Rear Speakers, Dolby Audio - Black

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LG - 5.1-Channel S60TR Home Theater Soundbar with Wireless Subwoofer and Rear Speakers, Dolby Audio - Black

Regular price
Sale price$324.99 Regular price $399.99
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$399.99

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Pioneer - 55" Class LED 4K UHD Smart Xumo TV

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Pioneer - 55" Class LED 4K UHD Smart Xumo TV

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Sale price$207.99 Regular price $249.99
Save $42.00

$249.99

More options from $227.99
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Clearance
Sony - ULT TOWER 5 Wireless Party Speaker with XLR/RCA Inputs - Black

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Sony - ULT TOWER 5 Wireless Party Speaker with XLR/RCA Inputs - Black

Regular price$452.40
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JBL - Boombox 4 portable waterproof speaker - 2025 - Squad

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JBL - Boombox 4 portable waterproof speaker - 2025 - Squad

Regular price$558.94
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JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black

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JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black

Regular price
Sale price$298.94 Regular price $379.95
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$379.95

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Sony - BRAVIA Theater Bar 6, 3.1.2ch subwoofer, Dolby Atmos/DTS:X compatible - Black

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Sony - BRAVIA Theater Bar 6, 3.1.2ch subwoofer, Dolby Atmos/DTS:X compatible - Black

Regular price$909.99
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JBL - Clip 5 Portable Bluetooth Speaker - 2024 - Black

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JBL - Clip 5 Portable Bluetooth Speaker - 2024 - Black

Regular price$103.94
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Denon - AVR-S980H 7.2 Channel AV Receiver - Black

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Denon - AVR-S980H 7.2 Channel AV Receiver - Black

Regular price$1,233.70
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Sony - BRAVIA Theater Sub 9 Wireless Subwoofer - Black

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Sony - BRAVIA Theater Sub 9 Wireless Subwoofer - Black

Regular price$1,169.99
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Insignia™ - Digital AM/FM Dual Alarm Clock with 4-Level Dimmer - Black

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Insignia™ - Digital AM/FM Dual Alarm Clock with 4-Level Dimmer - Black

Regular price$38.99
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Sony - UBPX700U 4K Ultra HD Blu-ray Player - Black

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Sony - UBPX700U 4K Ultra HD Blu-ray Player - Black

Regular price$428.99
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What a TV costs to lease

A 55-inch 4K TV at $379.99 works out to 56 weekly payments of about $15.61, a total of $873.98 if you keep it to the end; pay it off within the first 110 days and the early-payoff price is $417.99. A 75-inch TV at $899.99 works out to 56 weekly payments of about $36.96, a total of $2,069.98 if you keep it to the end; pay it off within the first 110 days and the early-payoff price is $989.99.

Items under $1,250 are paid over 56 weekly payments and items at $1,250 and up over 78. The weekly payment, the total of all payments and the early-payoff price are shown on every product page before you decide, so there is nothing to work out.

Up to $3,000 in shopping power

Up to $3,000 fits a large 4K TV, a soundbar and the wall mount in one lease, with one weekly payment and everything delivered or picked up the same way.

Paying it off early

You can pay a lease off at any time. Within the first 110 days the early-payoff price is the item's price plus 10%, well below the total of all payments, and the exact amount is on the product page.

No credit needed to apply

Applying won't affect your FICO® Score*

Fast shipping or store pickup

Choose shipping to your door, or pick up eligible items at a store near you.

See the total first

Every product shows the payment and the full total you'll pay.

Shop now. Pay over time.

Enjoy your items now and pay weekly over time.

HOW IT WORKS

The Mint Path — four steps to owning it

No fine print, no games. Here is exactly what happens, in order.

  1. Apply in minutes

    A quick form and an answer in about 60 seconds. Applying doesn't affect your FICO® Score, though other credit scores may be affected.

  2. Shop your amount

    Browse online or at a partner store. The payment and the total you'll pay are shown on every item.

  3. Pay when it's delivered

    Shop now, pay later. Nothing is charged before your order arrives.

  4. Own it — early if you want

    Pay it off in 110 days at cash price plus 10%, with no penalty, or keep the flexible payments.

THE DIFFERENCE

The same lease, without the fine print

Here is what we do differently — and every line is in your agreement, not just on this page.

Improvemint Typical lease-to-own
Total you'll pay Shown on every product, before you apply Often only in the agreement at signing
110 Days early purchase Cash price plus 10%, any time in 110 days Term and fees vary, but noone is offering 110 days early purchase.
Add-ons You always know whats in your lease Hidden extras options often checked by default
When you're charged After it's delivered Sometimes charged before delivery
Your account We never sell it to a third party Accounts are commonly sold on
Support Alway-on ai chat + published hours Queues and long holds

Based on terms commonly found across the lease-to-own category. Compare any provider's agreement against ours before you sign.

Lease to own: questions people ask

How does lease to own TVs and home audio work?

Choose the TVs and home audio you want, and the product page shows the weekly payment, the total cost, and the early-payoff price before you apply. You pay weekly, and you own it when it is paid off — or pay it off early, any time, for the early-payoff price shown.

What is the weekly payment on TVs and home audio?

It depends on the TVs and home audio you choose. Every product page shows its own weekly payment, with the total cost and the early-payoff price next to it, so you can compare before you apply.

Do I need a credit score to lease to own TVs and home audio?

No credit score is required to lease to own TVs and home audio from Improvemint Financial. The weekly payment, total cost and early-payoff price are the same numbers shown on the product page before you apply.

Can I pay off TVs and home audio early?

Yes. TVs and home audio can be paid off early at any time for the early-payoff price shown on the product page, and then they are yours.

How much can I lease to own at once?

Up to $3,000 in shopping power, which can cover more than one item in a single lease with one weekly payment. Items under $1,250 are paid over 56 weekly payments and items at $1,250 and up over 78. The weekly payment, the total of all payments and the early-payoff price are shown on every product page before you decide, so there is nothing to work out.

Low weekly payments. No credit needed.

Applying doesn't affect your FICO® Score, though other credit scores may be affected. No obligation to shop afterwards.

Learn more