Same lease. New name.
Own.Lease is now Improvemint Financial. Your lease, your payments and your login stay exactly the same.
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Furniture
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TVs
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Appliances
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Electronics
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Mattresses
Trusted by over 50,000 customers nationwide
The same service and the same lease, now under a new name.
- Won't affect your FICO® Score*Applying is quick, and a traditional credit history isn't required.
- Decision in minutesApply online or in store and hear back right away.
- Shop near you or onlineLease at partner stores across the country, or shop improvemint.com.
Take it home today. Own it your way.
Furniture, mattresses, appliances, tires, electronics and more, with no credit score required.
Quick decisions
Apply in minutes and get a decision right away.
No credit score required
Approval looks at more than a credit score.
Weekly payments
Manageable payments, lined up with your payday.
Pay it off early
Finish sooner and lower your total cost.
110-day early purchase
Within 110 days, own it for the item's price plus 10%.
Shop with our partner retailers
Furniture & mattresses
Sofas, dining sets, beds and more
Tires & wheels
Tires, wheels and parts
Hardware & grills
Grills, tools and home projects
Phones & electronics
New devices and accessories
Jewelry
Rings, bracelets, necklaces
Auto & powersports
Parts, ATVs and more
Start shopping today
Find a store near you and take home what you need.
Boost sales with lease to own
Fast approvals and terms that fit your customers' budgets.
Questions about your lease
Is Own.Lease now Improvemint Financial?
Is Own.Lease now Improvemint Financial?
Yes. Own.Lease is now Improvemint Financial. Same company, new name.
Does anything change with my lease?
Does anything change with my lease?
No. Your lease, your payments and your login stay exactly the same.
Where do I log in or make a payment?
Where do I log in or make a payment?
At my.own.lease, with the same login as before. You can see your account and make a payment there.
How do I see my lease agreement, payments and due date?
How do I see my lease agreement, payments and due date?
Your lease documents are emailed to the address you used when you signed. Check your spam folder if you can't find them. For your due date, payments made and payments remaining, contact customer service.
Can I change my payment date, amount or frequency?
Can I change my payment date, amount or frequency?
Changes may be available. Contact customer service and we will go through your options.
What if I can't make a payment?
What if I can't make a payment?
If a payment is missed, your account may become past due. Contact customer service as soon as you can so we can discuss your options.
Can I pay off my lease early?
Can I pay off my lease early?
Yes, at any time. Within the first 110 days, the early-payoff price is the item's price plus 10%. Contact customer service for your exact payoff amount.
We're here to help.
Hours
- Weekdays
- 8am – 5pm Central
- Saturday & Sunday
- Closed
- Online account
- 24 hours