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Lease-to-own • No Perfect Credit Needed

Lease to own

Up to $3,000 in shopping power

Lease to own the newest arrivals

Just landed: the newest tech and home products with low weekly payments and up to $3,000 in shopping power. Apply in minutes, take it home now and own it after your last payment. Every payment and the total cost are shown before you sign.

  • No credit needed to apply
  • Low weekly payments
  • Decision in minutes
  • Own it after your last payment
  • Every number up front
  • Free shipping on orders $150+
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108 products

Amazon - Alexa Tablet 8 (all-new), 4GB RAM, 64GB, 8.7″ tablet with vivid display, All-day battery, Designed for Alexa+ - Rosette

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Amazon - Alexa Tablet 8 (all-new), 4GB RAM, 64GB, 8.7″ tablet with vivid display, All-day battery, Designed for Alexa+ - Graphite

Regular price$298.99
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More options from $363.99
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New
WiiM - 3.0.2 Channel Smart Soundbar with Dolby Atmos - Matte Black

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WiiM - 3.0.2 Channel Smart Soundbar with Dolby Atmos - Matte Black

Regular price$623.99
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Ray-Ban Meta - Audio Burbank Large - Audio Only AI Glasses - Transitions Sapphire - Transparent Sky Blue

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Ray-Ban Meta - Audio Burbank Large - Audio Only AI Glasses - Transitions Sapphire - Transparent Sky Blue

Regular price$557.70
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Ray-Ban Meta - Audio Burbank, Audio-Only AI Glasses - Transitions Grey Lenses - Shiny Black

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Ray-Ban Meta - Audio Burbank, Audio-Only AI Glasses - Transitions Grey Lenses - Shiny Black

Regular price$557.70
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Ray-Ban Meta - Audio Burbank Large - Audio-Only AI Glasses - Transitions Graphite Green Lenses - Matte Black

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Ray-Ban Meta - Audio Burbank Large - Audio-Only AI Glasses - Transitions Graphite Green Lenses - Matte Black

Regular price$557.70
Sale price Regular price
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Ray-Ban Meta - Audio Burbank Large - Audio-Only AI Glasses - Transitions Grey Lenses - Shiny Black
Ray-Ban Meta - Audio Clubmaster - Audio-Only AI Glasses - Transitions Graphite Green Lenses - Shiny Black on Gold
Meta - Glasses, Nova Standard, Smart Frame, AI Glasses with Camera - Clear Lenses - Classic Black

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Meta - Glasses, Nova Standard, Smart Frame, AI Glasses with Camera - Clear Lenses - Classic Black

Regular price$388.70
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Meta - Glasses, Nova Standard, Smart Frame, AI Glasses with Camera - Transitions Emerald Lenses - Sage

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Meta - Glasses, Nova Standard, Smart Frame, AI Glasses with Camera - Clear Lenses - Honey Tortoise

Regular price$388.70
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More options from $427.70
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Meta - Glasses, Nova Small, Smart Frame, AI Glasses with Camera - Clear Lenses - Honey Tortoise

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Meta - Glasses, Nova Small, Smart Frame, AI Glasses with Camera - Clear Lenses - Honey Tortoise

Regular price$388.70
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Meta - Glasses, Nova Small, Smart Frame, AI Glasses with Camera - Polarized Grey Lenses - Classic Black

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Meta - Glasses, Nova Small, Smart Frame, AI Glasses with Camera - Clear Lenses - Classic Black

Regular price$388.70
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More options from $427.70
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Meta - Glasses, Capri Lisa Edition, Smart Frame, AI Glasses - Grey Lenses - Eclipse

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Meta - Glasses, Capri Lisa Edition, Smart Frame, AI Glasses - Grey Lenses - Eclipse

Regular price$518.70
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Meta - Glasses, Adventurer Lisa Edition, Smart Frame, AI Glasses with Camera - Clear Blush Lenses - Moonlit Sky

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Meta - Glasses, Adventurer Lisa Edition, Smart Frame, AI Glasses with Camera - Clear Blush Lenses - Moonlit Sky

Regular price$518.70
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Ray-Ban Meta - (Gen 3) Wayfarer Large - AI Glasses with Camera - Transitions Aquamarine Lenses - Transparent Black

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Ray-Ban Meta - (Gen 3) Wayfarer Large - AI Glasses with Camera - Transitions Aquamarine Lenses - Transparent Black

Regular price$687.70
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Meta - Glasses, Starfire Kylie Edition, Smart Frame, AI Glasses with Camera - Black Lenses - Ivory

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Meta - Glasses, Starfire Kylie Edition, Smart Frame, AI Glasses with Camera - Black Lenses - Ivory

Regular price$518.70
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Meta - Glasses Capri, Smart Frame, AI Glasses with Camera - Clear Lenses - Espresso Tortoise

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Meta - Glasses Capri, Smart Frame, AI Glasses with Camera - Clear Lenses - Espresso Tortoise

Regular price$388.70
Sale price Regular price
More options from $427.70
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Ray-Ban Meta - (Gen 3) Wayfarer Large, AI Glasses with Camera - Clear Lenses - Matte Black

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Ray-Ban Meta - (Gen 3) Wayfarer Large, AI Glasses with Camera - Clear Lenses - Matte Black

Regular price$583.70
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Ray-Ban Meta - (Gen 3) Wayfarer Large - AI Glasses with Camera - Green Lenses - Havana

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Ray-Ban Meta - (Gen 3) Wayfarer Large - AI Glasses with Camera - Green Lenses - Havana

Regular price$583.70
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New
Ray-Ban Meta - (Gen 3) Wayfarer Large - AI Glasses with Camera - Grey Lenses - Matte Black

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Ray-Ban Meta - (Gen 3) Wayfarer Large - AI Glasses with Camera - Grey Lenses - Matte Black

Regular price$583.70
Sale price Regular price
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New
Ray-Ban Meta - (Gen 3) Wayfarer Large - AI Glasses with Camera - Grey Lenses - Transparent Matte Ocean Blue

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Ray-Ban Meta - (Gen 3) Wayfarer Large - AI Glasses with Camera - Grey Lenses - Transparent Matte Ocean Blue

Regular price$687.70
Sale price Regular price
Pickup in store
New

What the newest arrivals cost to lease

A new-release laptop at $999.99 works out to 56 weekly payments of about $41.07, a total of $2,299.98 if you keep it to the end; pay it off within the first 110 days and the early-payoff price is $1,099.99. A new TV model at $649.99 works out to 56 weekly payments of about $26.70, a total of $1,494.98 if you keep it to the end; pay it off within the first 110 days and the early-payoff price is $714.99.

Items under $1,250 are paid over 56 weekly payments and items at $1,250 and up over 78. The weekly payment, the total of all payments and the early-payoff price are shown on every product page before you decide, so there is nothing to work out.

Up to $3,000 in shopping power

New arrivals carry this season's prices; up to $3,000 in shopping power means the newest model is within reach, with the weekly payment shown before you commit.

Paying it off early

You can pay a lease off at any time. Within the first 110 days the early-payoff price is the item's price plus 10%, well below the total of all payments, and the exact amount is on the product page.

No credit needed to apply

Applying won't affect your FICO® Score*

Fast shipping or store pickup

Choose shipping to your door, or pick up eligible items at a store near you.

See the total first

Every product shows the payment and the full total you'll pay.

Shop now. Pay over time.

Enjoy your items now and pay weekly over time.

HOW IT WORKS

The Mint Path — four steps to owning it

No fine print, no games. Here is exactly what happens, in order.

  1. Apply in minutes

    A quick form and an answer in about 60 seconds. Applying doesn't affect your FICO® Score, though other credit scores may be affected.

  2. Shop your amount

    Browse online or at a partner store. The payment and the total you'll pay are shown on every item.

  3. Pay when it's delivered

    Shop now, pay later. Nothing is charged before your order arrives.

  4. Own it — early if you want

    Pay it off in 110 days at cash price plus 10%, with no penalty, or keep the flexible payments.

THE DIFFERENCE

The same lease, without the fine print

Here is what we do differently — and every line is in your agreement, not just on this page.

Improvemint Typical lease-to-own
Total you'll pay Shown on every product, before you apply Often only in the agreement at signing
110 Days early purchase Cash price plus 10%, any time in 110 days Term and fees vary, but noone is offering 110 days early purchase.
Add-ons You always know whats in your lease Hidden extras options often checked by default
When you're charged After it's delivered Sometimes charged before delivery
Your account We never sell it to a third party Accounts are commonly sold on
Support Alway-on ai chat + published hours Queues and long holds

Based on terms commonly found across the lease-to-own category. Compare any provider's agreement against ours before you sign.

Lease to own: questions people ask

How does lease to own the newest arrivals work?

Choose the the newest arrivals you want, and the product page shows the weekly payment, the total cost, and the early-payoff price before you apply. You pay weekly, and you own it when it is paid off — or pay it off early, any time, for the early-payoff price shown.

What is the weekly payment on the newest arrivals?

It depends on the the newest arrivals you choose. Every product page shows its own weekly payment, with the total cost and the early-payoff price next to it, so you can compare before you apply.

Do I need a credit score to lease to own the newest arrivals?

No credit score is required to lease to own the newest arrivals from Improvemint Financial. The weekly payment, total cost and early-payoff price are the same numbers shown on the product page before you apply.

Can I pay off the newest arrivals early?

Yes. The newest arrivals can be paid off early at any time for the early-payoff price shown on the product page, and then they are yours.

How much can I lease to own at once?

Up to $3,000 in shopping power, which can cover more than one item in a single lease with one weekly payment. Items under $1,250 are paid over 56 weekly payments and items at $1,250 and up over 78. The weekly payment, the total of all payments and the early-payoff price are shown on every product page before you decide, so there is nothing to work out.

Low weekly payments. No credit needed.

Applying doesn't affect your FICO® Score, though other credit scores may be affected. No obligation to shop afterwards.

Learn more