How does lease to own area rugs work?

Choose the area rugs you want, and the product page shows the weekly payment, the total cost, and the early-payoff price before you apply. You pay weekly, and you own it when it is paid off — or pay it off early, any time, for the early-payoff price shown.

What is the weekly payment on area rugs?

It depends on the area rugs you choose. Every product page shows its own weekly payment, with the total cost and the early-payoff price next to it, so you can compare before you apply.

Do I need a credit score to lease to own area rugs?

No credit score is required to lease to own area rugs from Improvemint Financial. The weekly payment, total cost and early-payoff price are the same numbers shown on the product page before you apply.

Can I pay off area rugs early?

Yes. Area rugs can be paid off early at any time for the early-payoff price shown on the product page, and then they are yours.

Lease-to-own • No Perfect Credit Needed

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Sunshine - 5'3" X 7'3" Indoor, Outdoor Area Rug - Blue - Polypropylene

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Sunshine - 5'3" X 7'3" Indoor, Outdoor Area Rug - Blue - Polypropylene

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Sunshine - 5'3" X 7'3" Indoor, Outdoor Area Rug - Anthracite - Polypropylene

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Sunshine - 5'3" X 7'3" Indoor, Outdoor Area Rug - Anthracite - Polypropylene

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Sunshine - 5'3" X 7'3" Indoor, Outdoor Area Polypropylene Rug - Blue

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Sunshine - 5'3" X 7'3" Indoor, Outdoor Area Polypropylene Rug - Blue

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Sunshine - 5'3" X 7'3" Indoor & Outdoor Area Rug Polypropylene - Blue

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Sunshine - 5'3" X 7'3" Indoor & Outdoor Area Rug Polypropylene - Blue

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Sunshine - 5'3" X 7'3" Polypropylene Indoor & Outdoor Area Rug - Anthracite

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Sunshine - 5'3" X 7'3" Polypropylene Indoor & Outdoor Area Rug - Anthracite

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Sunshine - Indoor / Outdoor Area Rug

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Sunshine - 2'7" X 7'3" Indoor / Outdoor Area Rug Polypropylene

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Sunshine - 2'7" X 7'3" Indoor / Outdoor Area Rug Polypropylene

Regular price $76.99

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Sunshine - 5'3" X 7'3" Indoor, Outdoor Area Rug - Blue

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Sunshine - 5'3" X 7'3" Indoor, Outdoor Area Rug - Blue

Regular price $156.99

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Sunshine - 2'7" X 7'3" Indoor / Outdoor, Area Rug Polypropylene

Regular price $76.99

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Sunshine - 5'3" X 7'3" Indoor & Outdoor Area Rug - Silver - Polypropylene

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Sunshine - 5'3" X 7'3" Indoor & Outdoor Area Rug - Silver - Polypropylene

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Earth - Indoor, Outdoor Area Rug, Flatweave Construction

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Earth - Indoor, Outdoor Area Rug, Flatweave Construction

Regular price $409.99

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Light Brown

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Sunshine - 2'7" X 7'3" Indoor / Outdoor Area Rug - Polypropylene

Regular price $76.99

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Sunshine - 2'7" X 7'3" Polypropylene Indoor / Outdoor Area Rug

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Sunshine - 2'7" X 7'3" Polypropylene Indoor / Outdoor Area Rug

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Earth - Indoor, Outdoor Area Rug, Contemporary Design

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Earth - Indoor, Outdoor Area Rug, Contemporary Design

Regular price $216.99

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Sunshine - Indoor / Outdoor Polypropylene Area Rug

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Sunshine - Indoor / Outdoor Polypropylene Area Rug

Regular price $246.99

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Blue
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Earth - Indoor / Outdoor Area Rug

Regular price $216.99

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Light Brown

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Earth - Indoor / Outdoor Area Rug - Jute /

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From Icona Home Decor

Earth - Indoor / Outdoor Area Rug - Jute /

Regular price $409.99

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Light Brown

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From Icona Home Decor

Sunshine - Area Rug Polypropylene

Regular price $246.99

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Blue
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Earth - Indoor / Outdoor Polypropylene Area Rug - Jute /

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From Icona Home Decor

Earth - Indoor / Outdoor Polypropylene Area Rug - Jute /

Regular price $409.99

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Light Brown

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Sunshine - Indoor / Outdoor, Area Rug Polypropylene

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From Icona Home Decor

Sunshine - Indoor / Outdoor, Area Rug Polypropylene

Regular price $246.99

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Blue
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Gray

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Collection: Rugs

Area rugs in every size and style: living room rugs, bedroom and runner rugs, outdoor rugs, shag, flatweave and washable rugs.

Lease to own an area rug with weekly payments and anchor the room this week. See the weekly payment, total cost, and early-payoff price up front, before you apply. No credit score required.

Lease to own area rugs from Improvemint Financial with weekly payments. Pay it off early any time, and own it. How lease to own works.

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Improvemint Financial may obtain information from consumer reporting agencies and identity verification providers to evaluate applications. A traditional credit history is not required, and not all applicants are approved. *Applying does not impact your FICO® Score, though other credit scores may be affected.

Improvemint Financial provides lease-purchase (lease-to-own) services, not traditional loans or credit. Payment estimates are examples only, and actual lease terms are provided before an agreement is signed.

Acquiring ownership through all scheduled lease payments costs more than the merchandise’s cash price. Products and promotional offers may vary by participating retailer.

¹ Payment shown is a lease-to-own estimate based on the longest available term, which costs more overall than a shorter one. Your actual payments and total cost depend on approval, and you own the item only once every required payment is made. You can pay weekly, every two weeks or monthly, and you can buy it out early. Not everyone who applies is approved; your lease agreement sets the final terms.

^* Free shipping on orders of $150 or more. Appliance home delivery and freight (large-item) delivery do not qualify for free shipping.

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Pay over time

Break the cost into small weekly payments.

Get what you love now. No credit needed.

— weekly payments of^* —

Cash price —

Total of all payments —

★ Own it early

Pay — any time within 110 days and it's yours — no more payments, no penalty. That's the cash price — plus 10% (tax or shipping not included).

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Take it home today.
Pay over time.
No credit needed to apply.

*Estimated weekly payment for the item and options shown, before tax and shipping. It is a lease-to-own agreement and you can pay it off early at any time. Your own payment depends on the terms you qualify for, which is why the figure reads "as low as".

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